BizCalcs Team 
Teenagers face stress just like adults, although the factors could be different. Teens may be stressed about things at home, like blended family issues, divorced parents, siblings, an alcoholic parent, an abusive home, or pressures from home. Teens also experience stress from school, like pressure from teachers, parents, or friends to do well or peer … Read more
Post-traumatic stress disorder (PTSD) is a mental health condition that can develop after a person has been exposed to a traumatic event. These events can include, but are not limited to, combat exposure, sexual or physical assault, natural disasters, accidents, or witnessing a death. If you think that you or someone else might have PTSD … Read more
Cigarettes and tobacco are probably the drugs most available to teenagers. Since tobacco is a gateway drug, teens who smoke are much more likely to try stronger drugs, including marijuana, cocaine, and heavy drinking. Do you think that your teen is a smoker? Let’s find out! Take this assessment and find out if your teen … Read more
Having a well-designed calculator can help accurately generate monthly payments for an adjustable-rate mortgage (A.R.M.) loan. Typically an ARM will have a lower interest rate as compared to fixed-rate mortgages. This is attractive for planning to own a home for a short period, expecting future income increases, or when fixed-rate mortgage interest rates are high. … Read more
Teenagers these days are vulnerable to drugs and smoking, and this is a terrible thing for parents. Is your teenager spending more time alone, is failing in exams, or is showing the physical signs of drug addiction? Chances are that they are abusing drugs and it could soon start falling out. Take this assessment and … Read more
How much will my payments be with a true bi-weekly mortgage loan? Calculate the payment amount for a bi-weekly (every 2 weeks) mortgage loan. Bi-Weekly mortgages may work well if you get paid every 2 weeks (i.e. every other Friday) and want to make a payment on your home each payday instead of just once … Read more
Teenagers and their obsession with cell phones is nothing new, sometimes their usage also becomes an addiction. This addiction is evident when an obsession with something disrupts the more important things in life, like personal relationships, schooling, or jobs. People can become addicted to pretty much anything, and teens are especially vulnerable to addictions, whether … Read more
Teen Alcoholism is way different than Alcohol Abuse. Teen alcoholism refers to the problematic or compulsive use of alcohol by individuals who are teenagers. It’s characterized by a pattern of alcohol consumption that leads to significant impairment or distress. Teens who struggle with alcoholism may find it difficult to control their drinking, experience cravings for … Read more
Teen substance abuse vulnerability refers to the increased risk or likelihood that adolescents will engage in substance abuse. Adolescence is a period of development characterized by significant physical, emotional, and social changes, and these changes can contribute to vulnerabilities that make teens more susceptible to substance abuse. Children will abuse drugs, alcohol, or other substances … Read more
Teenager alcohol abuse refers to the harmful use of alcohol by individuals who are in their teenage years, typically between the ages of 13 and 19. This abuse can manifest in various forms, such as binge drinking (consuming a large amount of alcohol in a short period), heavy drinking (regularly consuming large amounts of alcohol), … Read more